How to Pay Electricity Bill Using UBL Digital App

Paying your electricity bill online is effortless with the UBL Digital App, a secure and user-friendly banking solution offered by United Bank Limited (UBL) in Pakistan. With support for major electricity providers like K-Electric, LESCO, FESCO, and MEPCO, the UBL Digital App allows you to settle utility bills conveniently from your smartphone. This step-by-step guide, complete with detailed screenshot descriptions, walks you through the process of paying your electricity bill using the UBL Digital App.

Why Choose UBL Digital App for Bill Payments?

The UBL Digital App offers several benefits for managing utility bills:

  • Convenience: Pay bills anytime, anywhere, without visiting a bank branch.
  • Security: Transactions are protected with MPIN, OTP, or biometric authentication.
  • Speed: Instantly fetch and pay bills using reference numbers.
  • Integration: Seamlessly manage bills alongside other banking services like funds transfer and account monitoring.

Prerequisites

Before you begin, ensure you have:

  • A registered UBL bank account or credit/debit card linked to the UBL Digital App.
  • The UBL Digital App installed from the Google Play Store or Apple App Store.
  • Sufficient balance in your UBL account or available credit on your linked card.
  • Your electricity bill with a 14- or 15-digit reference number (typically found in the middle of the bill).
  • A stable internet connection for app-based payments.

Step-by-Step Guide to Paying Your Electricity Bill Using UBL Digital App

Follow these steps to pay your electricity bill through the UBL Digital App. Each step includes a precise screenshot description to visualize the interface.

Step 1: Download and Log In to the UBL Digital App

  1. Open the UBL Digital App on your smartphone.
  2. Log in using your registered mobile number, MPIN, or biometric authentication (fingerprint/Face ID). If you’re not registered, sign up through the app using your UBL account or card details.

Step 2: Navigate to the Bill Payment Section

  1. On the home screen, tap the “Payments” or “Bill Payments” option, typically displayed as a key feature.

Step 3: Select Electricity Provider

  1. Choose “Utility Bills” or “Electricity” from the payment categories.
  2. Select your electricity distribution company (e.g., LESCO, FESCO, K-Electric, MEPCO) from the list or dropdown menu.

Step 4: Enter Bill Details

  1. Enter the 14- or 15-digit reference number from your electricity bill manually. (Note: The UBL Digital App does not currently support barcode scanning for bill payments.)
  2. Tap “Fetch Bill” or “Next” to retrieve the bill details.

Step 5: Verify Bill Details

  1. Review the fetched bill details, including:
    • Consumer name
    • Due date
    • Bill amount
  2. Confirm that all information matches your physical or digital bill to avoid errors.

Step 6: Confirm and Pay

  1. Select your payment source (e.g., UBL savings account or linked card).
  2. Tap “Pay Now” or “Confirm” to proceed.
  3. Authorize the transaction using your MPIN, OTP, or biometric verification.
  4. Upon successful payment, you’ll receive an instant confirmation in the app and via SMS, including a transaction ID.

Step 7: Save the Receipt

  1. Screenshot or download the transaction receipt from the app for your records.

Alternative Methods

Paying via UBL Netbanking (Web Portal)

If you prefer using a browser:

  1. Visit www.ubldigital.com and log in with your UBL credentials.
  2. Navigate to “Payments” > “Utility Bills” > “Electricity”.
  3. Select your provider, enter the reference number, and verify bill details.
  4. Choose your payment source, authorize with OTP or MPIN, and confirm.
  5. Save the digital receipt from the portal.

Paying Through a UBL Branch or ATM

For offline payments:

  1. Visit a UBL branch or ATM (locate one via the app or www.ubl.com.pk).
  2. At the branch, provide your bill and pay via cash, cheque, or account debit. At an ATM, insert your UBL card, select “Bill Payments,” enter the reference number, and confirm.
  3. Collect a printed receipt from the ATM or branch staff.

Important Notes

  • Fees: UBL Digital App payments are typically free for utility bills, but a nominal fee (e.g., Rs. 10-20) may apply for certain providers or ATM transactions. Check in-app for details.
  • Bill Limits: High-value bills (e.g., above Rs. 100,000) may require branch approval or splitting.
  • Timely Payments: Pay 1-2 days before the due date to avoid penalties, as provider updates may take up to 24 hours.
  • Supported Providers: Includes K-Electric, LESCO, FESCO, MEPCO, and most Electricity Supply Companies. Verify your provider in the app.
  • Troubleshooting: If the reference number fails, check for typos or contact UBL support at 111-825-888 or via in-app chat.

Tips for a Smooth Experience

  • Verify Reference Number: Double-check the 14- or 15-digit number to avoid errors.
  • Ensure Sufficient Funds: Confirm your account or card has enough balance before initiating payment.
  • Set Reminders: Use app notifications or calendar alerts to pay bills on time.
  • Save Receipts: Store digital receipts for proof of payment.
  • Check for Offers: UBL occasionally offers discounts or cashback on bill payments, monitor the app for promotions.

No UBL Digital App? Use these instead: